List of acquirer identification numbers Indicate no updates provided to merchant. It is a unique numeric identifier that is used to identify general characteristics about bank cards in the payments industry. Oct 7, 2024 · A bank identification number is the first four to six numbers that appear on payment cards. 1. If there is only a single match, it will return the value 1. It holds information about the bank, the country where the bank is located, card brand (such as Visa, MasterCard etc. This unique identifier plays a crucial role in managing and tracking transactions across various platforms and services. That’s 1. This innovative solution provides you with enriched and precise merchant data, creating a more transparent and effective transaction process. Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. 2 Normative references Nov 10, 2017 · Field 2 - Primary account number. The acquirer provides the merchant with a merchant account and is responsible for settling card transactions and depositing the funds into the merchant's account. Acquiring Institution ID has these attributes: Optional ; 11 numeric Upon notification of completion of the SIGIS IIAS Certification Process, a merchant should follow up with its acquirer/processor to obtain the card network's transaction control id numbers. To keep your transaction routing accurate, make sure your systems are regularly updated with the most recent Mada BIN list. BIN - Bank Identification Number, also known as the Issuer Identifier Number (IIN), refers to the first six digits of a payment card's Primary Account Number (PAN). Provide the first 6-8 digits of a payment card number and get updated metadata such as country, type (debit or credit), segment (consumer or business) etc. This is a basic security measure, similar to how your personal bank doesn't publish a list of customer account numbers. Data. ) are known as the Issuer Identification Numbers (IIN), previously known as Bank Identification Number (BIN). The Issuer identification number (IIN), Bank Identification Number (BIN) also known as the credit card bin number are different names ofthe same thing. Merchant ID of acquirer. Basically, the ARN number helps trace and reconcile a payment during the payment process. Password: 8 digits. ARN for Buyers and Sellers. as the conventions used throughout the Guide, and provides a list of Verified by Visa resources and tools. This document specifies a numbering system for the identification of the card issuers, the format of the issuer identification number (IIN) and the primary account number (PAN). Acquirer Reference Number. The bin list and bin range used on binlist by the major card schemes are: - Amex bin list: Card numbers start with a 37. MIDs are used to identify your merchant account. Studies have found that global cardholders make approximately 450 billion purchases per year. Oct 26, 2022 · A Merchant ID Number (MID) is a unique number assigned to a merchant by their acquirer. A code identifying the financial institution acting as the acquirer of this customer transaction. - MasterCard bin list: Card numbers start with the numbers 51 through 55. You can access the BIN Lookup tool from the Reporting Page. BIN Lookup Screen. A BIN/ICA number is an individual member’s unique identification number that facilitates clearing and settlement through the card association. Acquirer members are not part of the technical flow of transactions; however, they are an important participant Mar 9, 2023 · How merchant ID numbers work. To start accepting Discover® Global Network, contact your current acquirer or find one from our list. Mar 9, 2023 · Merchant ID lookup: How to find your MID. Find a merchant acquirer & start accepting Mastercard payments. Please note: As specified in the Visa Rules (ID 0025895), before registering an agent, a Member must complete and validate compliance with the applicable regional due diligence standards. Paymentech Tampa: Client #: 4 digits Acquirer identification number (ICA number) for the transaction. The IIN ranges used by the major card schemes are: Visa: Card numbers start with a 4. Provides an indication of number of records matched. Card Acceptor ID (CAID) Card Acceptor ID (CAID) is an internal identifier assigned to your business by your Acquirer when creating the merchant account used for financial processing. BinLookup. First Data Europe Limited is authorised and regulated by the UK Financial Conduct Authority (FCA Register No. Card Acceptor Id Match - This endpoint provides enriched information on the merchant participant in the transaction on the basis of a match on Card Acceptor Id (also known as Acquirer Merchant Id or DE42) Tax Id Match - This endpoint provides merchant information based on the Tax Id assigned by local government and the country code of the merchant. The Acquiring Institution ID is a numeric value used to identify the acquring institution. Start a search right away ! A Bank Identification Number is a unique numeric code embedded within a payment card's first six or four digits. A BBBBB CCCCCCCCCCCC D. 1589 /NHNN-TT dated March 05, 2024 of This is the Bank Identification Number (BIN) that is used to clear and settle the transaction within Visa and the country in which it is licensed for use. List of Bank Ident ification Numbers byDecember 31, 2023 (Attached to Document No. Bank Identification Number (“BIN”) or Issuer identification number (“IIN”) is the first six digits of a bank card number or payment card number. This demo allows you to find the issuing bank information by using credit card BIN (Bank Identification Number) / IIN (Issuer Identification Number). Select the link to download a list of the Mada BINs – Download a list of the Mada BINs (. Learn more about Visa card acceptancce through these acquiring institutions. A Member with a registered Third Party Agent must perform an annual review of the Third Party Agent to confirm ongoing compliance with applicable regional due Merchant Number-12 digit Merchant number (also known as the Vital Merchant ID) from the VAR sheet; Acquirer BIN - 6 digit BIN/Acquirer ID from the VAR sheet; Store Number - 4 digit Store Number from the VAR sheet Terminal Number - 4 digit Terminal#/Terminal Number from the VAR sheet Merchant Category - 4 digit MCC/SIC Code Feb 28, 2024 · Then, the next six to eight digits after this are the acquirer’s Bank Identification Number (BIN). It can represent a merchant, a merchant location or a merchant location terminal. Transaction Status—The current processing status of a transaction. First Data Europe Limited, is a private limited company incorporated in England (Company Number 02012925) with a registered address at Janus House, Endeavour Drive, Basildon, Essex, SS14 3WF. If the field is missing and the message contains data element 35, the PAN can be read from there. In the . ), card type (debit/credit) and Dec 31, 2024 · How To Obtain A Merchant ID Number. These identify the institution that issued the card to the card holder. How to find your merchant ID number. Jan 22, 2024 · The first digit on your card is known as the Major Industry Identifier (MII), which indicates a general category the card falls into. Employer Identification Number (EIN) or tax ID; Date the business was started; State where it was incorporated; Products/services sold; Annual transaction volume in dollars and the percentage that comes from eCommerce You'll also need to provide the following personal information: Address; Phone number; Date of birth; Social security number Our BIN database software updates daily to give you a comprehensive list of Bank Identification Numbers. Verified by Visa Overview —This chapter provides a high-level summary of Verified by Visa and the benefits of acquirer and merchant participation. Depending on the contractual arrangement with the acquirer, the agent bank may be liable in the event of charge-back or fraud Mar 19, 2025 · The list of approved Mada BINs is updated frequently. Merchants, acquirers, issuers, and third parties connect directly to the VBASS APIs on the Visa Developer Center. For a complete list of possible values, see the topic Transaction Status . If you are a financial institution (or have a Visa acquirer POS license), you can decide which of your licensed BINs you will use for funds transfer activity. See the Levels of Access section below for a complete list. With BIN Lookup quality Master B ank Identification Number (BIN) Lookup . Terminal ID Number/V Number: 8 digits . There is no public database where you can look up your merchant ID number. Chain Number: 6 digits. Above is a list of payment facilitators registered with Mastercard. Find out more about the issuer and the features of the credit card in your possession. com is a free tool that allows you to look up credit cards based on the first 6 digits of the card number (Bank Identification Number - BIN). o Level 3—Complete: This is the most comprehensive list of issuer BIN attributes. Explore more details & questions to ask acquirers. This field usually contains the BIN (see PAN) of the acquirer, but could be any other number assigned to it by the relevant authorities. More Accounting Resources for Business. Or 14,000 purchases every second! Accept Visa payments by contacting these acquirers. 2 billion credit or debit card transactions each day. - Visa bin list: Card numbers start with a 4. Essentially, this set of digits specifies the financial institution that issued a payment card. Jan 22, 2019 · A merchant ID lookup refers to the process of finding a merchant’s unique identification number (MID) used for credit card processing. Related Training From. Navigating the realm of payment processing presents merchants with three primary options: Acquirers, Independent Sales Organizations (ISOs), and Aggregators. Acquirer A Member that signs a Merchant or disburses currency to a Cardholder in a cash disbursement, and directly or indirectly enters the resulting transaction receipt into Interchange. ISO 8583 Reference Guide: V2. If Acquirer ID is unknown, then the default value to be provided as input will be ‘9999999’. 8. These digits, known as the BIN or Issuer Identification Number (IIN), are a unique identifier for the financial institution that issued the card. An acquirer is the bank, financial institution or payments company that helps you process transactions for your business. The acquirer is the member or system user that signed the merchant, installed the ATM or dispensed cash. Mastercard will endeavor, from time to time, to update this Aug 26, 2013 · The first 6 digits of a credit card number are known as the Issuer Identification Number (IIN), previously known as bank identification number (BIN), issued under the ISO/IEC 7812 standard. However, finding your merchant ID is typically a straightforward process. They are responsible for monitoring acquirer processor operations and transactions sent to the networks and may hold liability if there are issues. Once a customer has initiated a payment online, the payment data is securely transferred from the payment gateway to the acquirer. Merchants will typically need to provide the following: Principal owner ID; Taxpayer ID; Bank statements; Articles of incorporation Mar 20, 2024 · Structure of Credit Card & Debit Card Numbers with BIN. Introducing Merchant Search, a cutting-edge API designed to elevate your transaction experience and enhance data quality. When the customer submits their payment information at the point of sale and the transaction process begins, the MID ensures that the merchant account is marked as the destination for the funds. Use our tool to combat credit card fraud and increase your bottom lie. Here are a few methods to help you in your merchant ID What is a Bank Identification Number? At its core, the BIN lookup tool extracts critical information from a card number by analyzing the first four to eight digits. However, experts see a larger role for them in the future. Merchant number of acquirer. . An acquirer reference number, or ARN, is a unique number created in credit or debit card transactions when it transfers from the merchant’s bank through the payment processor, and to the cardholder’s bank. Do not include leading zeros. They can help trace the progress of customer refunds, keeping everyone informed and aiding in the identification of unauthorized transactions. Credit card BIN/IINs (Bank/Issuer Identification Numbers) identify several things about a credit card. Unlike our competitors, who use computer-based algorithms to generate BIN lists, our BIN checker contains genuine entries. The data backing this service is not a table of card number prefixes. City Code: Merchant's Zip Code. To get a merchant ID, the merchant must provide personal information and verify their business. This is the Bank Identification Number (BIN) that is used to clear and settle the transaction within Visa and the country in which it is licensed for use. For example, the numbers 4 and 5 are for banking and financial cards—mostly Visa and Mastercard, respectively—while the number 1 is for airline cards. Card Acceptor ID is an acquirer-assigned code that identifies the card acceptor for the transaction. Digital Courier: VID: 6 digits. Aug 3, 2023 · A Bank Identification Number (BIN) is the first four or six numbers found on any debit or credit card. - Diners Club bin list: Card numbers begin with 300 through 305, 36 or 38. Test case – Success – Retrieve clientId by the client number Test case – Success – Retrieve clientId by the identification document number Test case – Success – Retrieve clientId by the social number Test case – Success – Retrieve clientId by the taxpayer identifier Test case – Fail – No Client found Interbank Card Association (ICA) Number is the term used by Mastercard for the four-to-six-digit account number used to identify each of the financial institutions and third-party processors that operate within the Mastercard network. Dec 1, 2023 · Below is a list of either the largest, very reputable, or popular payment processors in the world broken up by acquirer, ISO, or aggregator. Store Number: 4 digits. 5450: cardNumber: 12: 19: N: Mandatory: Cardholder account number used in the fraudulent transaction. File last updated: March 19, 2025. Business Center, this field is called Issuer Identification Number (IIN) The number that identifies the major industry and the card issuer and that forms the first part of the Primary Account Number (PAN) Card: n 6 'BF0C' or '73' 3: 3: primitive: 42: Issuer Identification Number (IIN) 43: Card service data: 44: Initial access data: 45: Card issuer`s data: 46: Pre-issuing data: 47 00000000-0000-0000-0000-000000000002. 3-D Secure Technology Platform —This chapter describes the roles of participants Merchant data would be returned if both account number and expiration date matched. Mar 31, 2025 · For service providers published on the Registry, if Visa does not receive the appropriate revalidation documents: Within 1 - 60 days upon expiry of the validation documents, the service provider will be identified by the icon in the Registry. Your merchant ID number isn’t publicly available in a searchable database, for added security, much like how personal bank account numbers aren’t disclosed to the public. as soon as possible any change in your legal name and/or Taxpayer Identification Number (“”) information. Jan 8, 2024 · Discover how Mastercard's suite of APIs, including BIN Lookup, can seamlessly integrate powerful solutions into your products. Aug 5, 2019 · A Merchant Identification Number (MID) is a unique identifier assigned to a business by its payment processor that identifies the business during credit card processing transactions. The BIN is assigned by Visa and the ICA number is assigned by MasterCard. Visa is re-emphasizing the importance of acquirers routing and processing Visa Issuer Identification Number (IIN) The number that identifies the major industry and the card issuer and that forms the first part of the Primary Account Number (PAN) Card: n 6 'BF0C' or '73' 3: 3: primitive: 42: Issuer Identification Number (IIN) 43: Card service data: 44: Initial access data: 45: Card issuer`s data: 46: Pre-issuing data: 47 Mar 9, 2023 · How merchant ID numbers work. Visa has created a suite of APIs to source BIN attributes directly from Visa: (1) Full BIN List API (full issuer BIN data files), (2) Single BIN Lookup API (BIN, account range, PAN, Token lookup), and (3) Issuer API (full acquirer BIN data files). To search for BIN information: Try to look up a BIN/IIN number. Each bank issues Visa cards under one or more IINs, or Issuer Identification Numbers, which make up the first six digits of the payment card number. where A BBBBB denote the Bank Identification Numbers ("BIN") or Issuer identification number ("IIN") A (Single Digit) specify the Major Industry Identifier (MII). Find a merchant acquirer & start accepting Mastercard payments. 4 ACTIVE 253033864v. The American National Standards Institute (ANSI) gave the concept back in the 1970s concerning the six-digit code in credit cards. Standards typically regulate actions such as: Which cards you honor Find a merchant acquirer & start accepting Mastercard payments. Bank Identification Numbers. Merchant Location Number: 5 digits. A number identifying the cardholder and the card issuer. csv file). Browse the list of merchant service providers. Nov 27, 2024 · Acquirer reference numbers (ARN) are unique 23-digit codes attached to credit or debit transactions. BINs are found on credit cards, charge cards, prepaid cards, debit cards, and gift cards. AcquirerMerchantNumber. 6 days ago · What is a BIN number?Bank Identification Number (BIN) or Issuer Identification Number (IIN) is the 6 (or 7,8, and 9) digit number on a bank card that gives details about the issuer of the card. Visa branded credit and debit cards are issued by a total of 1038 banks and financial institutions across the world. 582703; CCA No. It is commonly used in credit cards and debit cards, stored-value cards, gift cards, and other similar cards. 739230). The BIN is the lynch pin that ties an issuer to its cards and transactions. When a merchant opens an account with an acquiring bank, they receive a MID. An acquirer must register a service provider as a payment facilitator with Mastercard. you can see the ICA/BIN as first 6 digit of the ARN (Acquirer Reference Number ) - the unique identification of card transaction within Visa o Level 2—Advanced: These issuer BIN attributes address most use cases and include account funding source, product ID, issuer country and others. Amount. TINFailure to notify us in a . The MID is typically used to identify the merchant internally by the acquirer and externally by the card networks. It is the Mastercard equivalent to the term “BIN” or “Bank Identification Number” used by Visa. In certain cases when there are multiple matches, this field indicates the number of matches and would be ranked by the match score. Bank identification number. Name of the merchant account provider and phone number. Agent Number: 6 digits. Jun 12, 2024 · How to Find ARN number. The primary account number is composed of: Issuer Identification Number (IIN), first 6 digits; a variable length (up to 12 digits) individual account identifier; numeric assets such as Bank Identification Numbers (BINs) and account ranges, it is more important than ever to ensure our partners are using Visa-supplied data to route and process transactions correctly. Businesses obtain an MID when they open a merchant account with an acquiring bank, and it's essential for processing credit card transactions and tracking merchant Acquirer Members Acquirer members sponsor acquirer processors in debit networks. This number is essential for identifying merchants during transactions, processing payments securely, and routing transactions through the appropriate channels. Every BIN number can be checked to prevent fraud and ensure the protection of both merchants and consumers when shopping. An ISO/IEC 7812 number is up to 19 digits in length and used the following format. Enter the first 6-8 digits of a card number: Direct access . Dec 23, 2024 · Your merchant ID (or MID) is a simple little number, but it’s an extremely important part of any transaction. A Bank Identification Number, or BIN, refers to the initial sequence of 4 to 6 numbers on a credit card and used to identify the card’s issuing bank or other financial institution. ICA (for Mastercard) and Acquiring BIN (for Visa) are identifications of the Acquirer (the financial institution who is in charge of providing card processing services to merchants ,directly or through his agents : PSP,Processors or Payment Facilitators). 46 All information whether text or graphics, contained in this manual is confidential and proprietary in formation of FIS and is pr ovided to you solely Dec 1, 2023 · ISOs (Independent Sales Organizations) are entities that collaborate with acquirers to get customers/merchants and oversee merchant accounts. An acquirer may list your business on MATCH using reason code 10 if you’re found to violate a card brand’s standards and regulations. A Bank Identification Number (BIN) Account Range Table is a list of instructions that provides parties in the payment ecosystem with accurate and current account range assignment information for routing transactions globally. Transaction ID—The unique identification number assigned to a transaction by the payment gateway. Click here and learn why you need a merchant identification number, and even more importantly, what could happen to your business if your merchant ID is taken away due to excessive chargebacks. Upon notification of completion of the SIGIS IIAS Certification Process, a merchant should follow up with its acquirer/processor to obtain the card network's transaction control id numbers. 2. Cỡ chữ: A-A+. Mar 9, 2023 · What is a merchant ID number? A merchant ID number—commonly called a merchant number or MID—is a 15-digit alphanumeric identifier used to facilitate credit and debit card payments for your business. The first 6 or 8 digits of a payment card number (credit cards, debit cards, etc. An Acquirer (also known as an Acquiring Bank) is a financial institution that processes credit or debit card payments on behalf of a merchant. The Bank Identification Number (BIN) Lookup feature enables you to retrieve bank data and contact information for the Mastercard or Visa card used in a transaction. Reinforcing Proper Visa Table Usage . The acquirer/processor is the only entity able to retrieve these numbers. This list is provided as a courtesy for the convenience of any entity that may be interested in working with a payment facilitator. Serving as intermediaries, ISOs facilitate the establishment and management of payment processing systems for merchants. They're mostly good for figuring out who issued a card, where it's from, and what type of card it is. It is part of ISO/IEC 7812. Card number to be verified through Luhn’s algorithm. fgmo bkdju adhio znc utwm kcxbd gxdzxq naye sxju xap ghmx jhla yvgxc qgpqscg xys